ASSURANCE

TEST ET NORME DE FABRICATION

While there are various fire and anti-burglary protection systems, there are also safes or secure safe cabinets equipped with either tested or un-tested protection. Certified security products offer several protection levels.

For many years insurance companies have referred to the ASA (Swiss Insurance Association) directory (known as Swiss standard) but today most of them use the European standards.

Standard EN 14450 Euro-standards certification laboratory test for resistance to burglary, well below EN 1143-1 standard, mainly used for secure safe cabinets. 2 levels: 1 and 2
Directive VDMA 24992 Manufacturing directive, which recommends suitable equipment. Mainly used for small safes or cabinets. This is not a test. 2 levels : A and B.
Standard EN1143-1 Euro-standards certification laboratory test for resistance to burglary, (usually VDS or ECB-S). There are 6 levels: I, II, III, IV, V, and VI corresponding to different levels of resistance to burglary attempts.
ASA directory EN1143-1 Insured amount in CHF
Less than 100 kg EN 0/N 5'000.-
Over 100 kg EN I 20'000.-
Over 300 kg EN II 50'000.-
Liste 2 EN III 150'000.-
Liste 1 EN IV 500'000.-
EN V 1'000'000.-
EN VI

Neither the EN 14450 standard nor the directive VDMA 24992 have indicative insurable values.

These values are indicative, generally accepted by a majority of insurance companies which differentiate value of goods (jewellery, watches, etc.) from cash. Most of the time fixed safes are a requirement, specifically for safes weighing less than 300kg. An alarm system installed on the premises, with eventually, a direct contact on the safe itself, can increase the value of the insured amount. In any case, it is important that you identify the most appropriate protection for your belongings yourself or with the help of your insurance company. Installing a safe will not mean that you are automatically covered by your insurance, however, depending on the category of safe you choose, you will be able to insure your belongings up to a certain value.

Safes or secure safe cabinets benefit from a fire protection system depending on the thickness of the outer wall of the safe. Some are tested, others are not. The test consists in placing the safe or secure safe cabinet in a furnace at a given temperature for a certain period of time, then letting the furnace cool down naturally, thus simulating a real fire situation.

There is a test for paper protection (P) and a test for computerised data protection systems (DIS).

DIN 4102-1 DIN 4102-1 info
UL 72 UL 72 info
NT Fier 017 NT Fier 017 info
Standard EN 1047-1 Norme EN 1047-1 info
Standard EN 15659 Norme EN 15659 info
Standard Name of the test Duration of protection Furnace temperature Maximum temperature attained inside safe
EN 1047-1 S60P 60 min 945 °C 150 °C
EN 1047-1 S120P 120 min 1049 °C 150 °C
EN 1047-1 S60DIS 60 min 945 °C 30 °C
EN 1047-1 S120DIS 120 min 1049 °C 30 °C
EN 15659 LFS 30P 30 min 842 °C 150 °C
EN 15659 LFS 60P 60 min 945 °C 150 °C
NT Fire 017 60P 60 min 945 °C 150 °C
NT Fire 017 120P 60 min 1049 °C 150 °C
UL 72 Classe 350 P 60 min 927 °C 188 °C
UL 72 Classe 125 DIS 60 min 1010 °C 67 °C